You and your home are unique. Your homeowners policy should fit your specific needs and take advantage of any credits allowed to save you money on your policy.

 

At Ruggeri Insurance Agency, we not only represent the top insurance carriers in Florida, but we have over 45 years experience in the Sarasota, Bradenton, Venice and Osprey areas. We understand the local market and the perils that are specific to Florida, such as hurricanes and sinkholes.

 

Typical coverage packages for homeowners insurance in Florida can include protection for the following:

 

• The physical structure of your home

• Replacement cost

• Personal possessions

• Additional living expense (in the event of covered loss or a natural disaster)

• Liability

 

Have you had your policy reviewed lately to be sure your home and it's contents have the proper coverage in the event of a loss? Our agents are ready to review your current coverages and policies with you to be sure you are getting the most value for your premium dollar.

 

*It is important to know that Flood Insurance is not typically included in a homeowners policy. This relatively inexpensive coverage protects you in the event of rising waters. As we learned with hurricane Katrina, flooding can be one of the most common losses during a hurricane. Click here to learn more about Flood Insurance.